Category Archives: Behavioural Finance

9th Anniversary and Decision Reviews

Posted on May 26, 2021 by Fauji

This blog is now 9 years old. Seems like yesterday. That’s the beauty of time. It passes off very quickly. We keep postponing decisions about doing a lot of activities in our lives. Don’t postpone. Just go ahead and do … Continue reading →

Mutual funds are also Stocks

Posted on October 13, 2019 by Fauji

I had an interesting discussion with a close friend who is working for a financial advisory company in Mumbai. She is brilliant and very focused on customer service. She probably carries that focus from her Kotak Bank days. She is … Continue reading →

Posted in Behavioural Finance, Mutual Funds, Stock Investing, Value Investing | Leave a comment

WHICH MUTUAL FUNDS TO INVEST IN?

Posted on February 18, 2017 by Fauji

A long break. Actually nothing exciting happening on the economy front but a lot happening on the behavioural finance front. In the last one month I have received six queries about which mutual funds to invest in, Or is this … Continue reading →

Posted in Behavioural Finance, Mutual Funds, Personal Finance | Leave a comment

MONEY MONSTER : A MUST WATCH FOR STOCK MARKET INVESTORS

Posted on May 17, 2016 by Fauji

I am just back after watching “Money Monster”, a movie starring George Clooney and Julia Roberts. It’s a great drama on how stock market analysts spill out spam from their mouths on TV without knowing the ABCD of that business … Continue reading →

Posted in Behavioural Finance, Uncategorized | Leave a comment

KINGFISHER, VIJAY MALLYA AND SOCIAL PSYCHOLOGY

Posted on March 27, 2016 by Fauji

I am writing after a long break. The markets are in the doldrums, not going anywhere. Good businesses, some select few are selling at attractive valuations. I have partially bought those businesses and partially I am sitting on some cash … Continue reading →

Posted in Behavioural Finance, Uncategorized | 2 Comments

LOSS AVERSION AND WHY WE STICK TO SUB STANDARD CHOICES IN LIFE

Posted on February 23, 2016 by Fauji

I have a friend. A Brigadier in the Army, Mohan Lal Aswal. He came to know that I have an inclination towards personal finance. He also attended one of my talks which I occasionally give on request to a group … Continue reading →

Posted in Behavioural Finance, Insurance | Leave a comment

WHY I WRITE MORE BLOGS WHEN MARKETS GO SOUTH?

Posted on January 22, 2016 by Fauji

A lot of my friends and well wishers who have joined in as fresh readers and know me from earlier, when I was a teenager, have been pleasantly surprised with my foray into the financial world which is totally divergent … Continue reading →

Posted in Behavioural Finance | 4 Comments

DEPRIVATION SUPER REACTION SYNDROME AND MY WIFE

Posted on December 11, 2015 by Fauji

My wife is not a value investor. She is an impulsive buyer. She is under the spell of American Marketing Whiz Kids and Psychologists. I have seen her a number of times going for shopping to malls. The shopping mall … Continue reading →

Posted in Behavioural Finance, Personal Finance | Leave a comment

AAJ NAGAD KAL UDHAAR

Posted on April 3, 2015 by Fauji

After my morning golf round on a holiday, the local manager of the ICICI Bank, requested me to meet him to fill the form for a credit card. I have had an account with the bank for almost 16 years … Continue reading →

Posted in Behavioural Finance | 8 Comments

PONZI SCHEMES & INVESTORS

Posted on May 3, 2013 by Fauji

Of late there has been a lot of focus on Charles Ponzi. It seems he is more well known than Mahatma Gandhi based on the internet queries and hits for him. Carlo Pietro Giovanni Guglielmo Tebaldo Ponzi, commonly known as … Continue reading →