Monthly Archives: May 2012

WHAT IS SHARE MARKET? : A BEGINNER’S GUIDE

Two days ago, my 17 year old nephew Shantanu, got his Class XII CBSE and the Common Law Admission Test (CLAT) results. He has cleared the CLAT exam and has made the cut for two Institutes. I congratulated him and … Continue reading

Posted in Stock Investing | 7 Comments

WHICH IS THE BEST ASSET CLASS TO INVEST IN?

All investors have a very common question, “Which is the best asset class?” They are challenged to know where to put their money. Everyone wants to know which asset class will perform the best and help them meet their financial … Continue reading

Posted in Bullion, Fixed Income, Insurance, Mutual Funds, Personal Finance, Real Estate, Sensex | 6 Comments

RECOMMENDED BOOKS

A reader of the blog, Bhogal suggested that I include a list of books to read. It was a wonderful suggestion. Many a times we leap into the deep end of the swimming pool called share market  through the tips … Continue reading

Posted in Behavioural Finance, Personal Finance, Stock Investing | 6 Comments

MONEY DOES NOT GROW ON TREES BUT GROWS LIKE A TREE !!

As a child, I had often heard that money does not grow on trees. One had to work hard for it. There was never a free lunch in life etcetera, etcetera. Then one got caught up in a career, a … Continue reading

Posted in Behavioural Finance, Personal Finance, Stock Investing | 7 Comments

THE BEST INVESTMENT FOR A PASSIVE INVESTOR

The other day, I got a call from one of my golf buddies. He asked a very innocuous question, “I am having a lot of mutual funds in my portfolio, what should I do?” I gave a very simple reply, … Continue reading

Posted in ETF, Mutual Funds, Personal Finance | 5 Comments

WHAT IS THE RIGHT LEVEL OF SENSEX TO INVEST IN STOCK MARKETS?

The most puzzling question for a lay investor is when to invest in the stock markets and when to exit them. The theory of looking at stock market indices to decide the time of investment was first taught to me … Continue reading

Posted in Stock Investing | 1 Comment

FIGHT AND FLIGHT

In my last post I had talked of Need vs Greed. I shall this time, write about the primordial basic instinct of flight vs fight. In times of financial crises, the common investor also has a similar dilemma. Unfortunately 95% … Continue reading

Posted in Behavioural Finance, Personal Finance, Stock Investing | 1 Comment

NEED versus GREED

One day Colonel Sridhar asked me a very innocuous question, “I have to pay an installment for  my house. When should I sell my mutual fund (MF) holdings?” I could not tell him that he had made a major staff … Continue reading

Posted in Behavioural Finance, Mutual Funds, Personal Finance, Uncategorized | 2 Comments

Personal Financial Advisor and What this site is all about

 The subject of personal  finance involves a lot of emotional discipline, patience and knowledge. My blogs on this site shall be an attempt to simplify financial jargon and understanding of basic finances pertaining to a common investor. Anyone who reads … Continue reading

Posted in Personal Finance | Leave a comment