FAUJI FINANCE

WHICH BUSINESSES TO BUY OR COMPANIES TO INVEST IN??

Posted on July 6, 2015 by Fauji

I got a comment rather a query from a reader asking me how do I select companies to analyse and invest in? It’s a million dollar question. And the key to becoming rich. I learnt it after a lot of hits and trials after 20 years of my investing career. And that was a Eureka moment for me. Continue reading →

Posted in Stock Investing | 2 Comments

PPFAS LONG TERM VALUE FUND — POST PARAG PARIKH

Posted on May 11, 2015 by Fauji

Last week, we lost a doyen of Indian Value Investing Community. Though, what is investing if not value investing. All investing is willy nilly value investing but 90% of us act like gamblers and traders, therefore the word value-investing has got added to the lexicon of finance.

I never met Mr Parikh, I only followed his actions from afar. He was an honest man with integrity who wanted to benefit the middle class investors. He wanted them to create wealth in the long Continue reading →

Posted in Mutual Funds, Uncategorized | 5 Comments

PORTFOLIO DIVERSIFICATION

Posted on April 29, 2015 by Fauji

A couple of days back, Brigadier Ajit Katoch, a dear friend, called me up. He wanted some advise on his Portfolio. I asked him to tell me the shares he was holding in his demat account. I asked him, “How many stocks are there?”. He said about 23 shares. I assumed, it must be a big portfolio. Assumptions, and wrong assumptions at that, are the mother of all f@#$ ups. Never, assume what

Continue reading →

Posted in Personal Finance, Stock Investing | 4 Comments

AAJ NAGAD KAL UDHAAR

Posted on April 3, 2015 by Fauji

After my morning golf round on a holiday, the local manager of the ICICI Bank, requested me to meet him to fill the form for a credit card. I have had an account with the bank for almost 16 years and I never asked for a card. Because inherently I have been brought up on the notion that debt is bad. And it has to do with my childhood. We were a family of five brothers and sisters, brought up on a single income of a father who Continue reading →

Posted in Behavioural Finance | 8 Comments

WHITHER INDIAN MEN???

Posted on March 29, 2015 by Fauji

I watched the movie NH-10 last night and I was disturbed. And then I watched Sunny Leone careening and prancing around on the song Meri Desi Look, Meri Desi Look, Meri Desi Look pe….. And I was disturbed a lot more. There seem to be two Indias. Continue reading →

Posted in Uncategorized | Leave a comment

Indian Budget FY15-16 and Stocks

Posted on March 1, 2015 by Fauji

The Finance Minister presented his budget yesterday. All news channels are busy dissecting it and analysing it. A lot of “experts” become predictors of a lot of things. I remember Macbeth, Scene V, where in the Castle of Dunsinane, Macbeth asks Seyton, “What’s that noise?” and Continue reading →

Posted in Personal Finance | Leave a comment

TEN STOCKS TO BUY IN 2015

Posted on January 4, 2015 by Fauji

A very Happy New Year 2015 to all readers. I am writing after a long gap. There are two reasons for it. One was my professional commitments. Secondly, and more importantly, the markets are fully priced and there are few stock ideas which are available at a discount.

Over the last four years, I have been preaching, talking and writing about investing in good businesses, with good management at a discounted price. When good businesses are priced fairly, what does one do? Continue reading →

Posted in Personal Finance | 4 Comments

WHAT ARE BONUS SHARES? THEY ARE WEALTH CREATORS

Posted on November 13, 2014 by Fauji

One of my readers queried, what is the advantage of bonus shares or stock splits? A good question. Businesses make profits. Out of the profits, they can do three things. Reinvest in business to earn more. Give dividends to shareholders. Or put the money in reserve to be used for some purpose. Bonus shares are issued by capitalising the reserves in the balance sheet of Continue reading →

Posted in Stock Investing, Value Investing | 3 Comments

FAUJI FINANCE STOCK IDEA NO2. BUY THIS INDIAN COMPANY

Posted on October 29, 2014 by Fauji

Happy Diwali to all my blog followers/readers.

The stock markets in India have been yo yoing. Most of the stocks were fairly/over priced. After a bit of digging around, I find one stock meeting my criteria at current levels. I am covering it for you. Another idea is also taking shape. I would cover it in near future.

Faujifinance Stock Idea No 2

Posted in Stock Investing, Value Investing | 2 Comments

BUY ANOTHER DAY OR ELSE DIE ANOTHER DAY

Posted on August 20, 2014 by Fauji

Modern humans by nature are averse to waiting. Whereas, the hunter gatherer man got his food only by waitin. He would wait for a kill because only then could he get his meal. A number of readers query me that since last two months I have hardly posted anything on the blog, whereas the Sensex has made new record highs. Nifty has touched 7900 etc etc.